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Find out whether this side bet is worth the risk with Mr Blackjack.","preloadPreference":null,"flashPlayerUrl":"https://embed-ssl.wistia.com/flash/embed_player_v2.0.swf?2017-04-20","showAbout":true,"createdAt":1641755201,"firstEmbedForAccount":false,"firstShareForAccount":false,"keyframeAlign":true,"useMediaDataHostLogic":true,"projectId":6355787,"stats":{"loadCount":7346,"playCount":647,"uniqueLoadCount":6239,"uniquePlayCount":626,"averageEngagement":0.540424},"trackingTransmitInterval":20,"integrations":{},"captions":[{"language":"eng","text":"Insurance bets are one\nof the most common topics\n\nnew players want to discuss,\nand with good reason.\n\nCasinos frequently offer\ninsurance bets to players.\n\nAnd the payout on these\nwagers are appealing.\n\nBut have you ever\nstopped and thought\n\nabout why casinos offered\nthese big payout bets?\n\nFind out whether insurance\nbets are worth the gamble,\n\nand start playing smarter\nblackjack with us.\n\nLesson 10-- what every player\nshould know about the insurance\n\nbet in blackjack.\n\nInsurance bet is a special\nwager casinos offer\n\nto players whenever the\ndealer has an ace showing\n\nas their first card.\n\nEssentially, a player wagers\n50% of their initial bet\n\nagainst the chance\nthat the dealer\n\nhas a 10 under his ace, which\nwould give them blackjack.\n\nIf the dealer has\nblackjack, your 50% bet\n\nis placed next to your initial\nbet as a payout, or 2 to 1.\n\nEveryone that did not take\ninsurance loses their bet.\n\nIn the event that the dealer\ndoes not have blackjack,\n\nthe 50% wager will be\ntaken by the casino.\n\nIn order for the dealer to\ncheck if they have blackjack,\n\nthey use what is called the\npeek mirror in casinos today.\n\nBefore that,\nthough, dealers used\n\nto lift their whole card,\nwhich created two problems.\n\nThe dealer knew the value\nof the face-down card, which\n\nopened up the\nopportunity for cheating\n\nwith the dealer involved.\n\nSomeone sitting at another\ntable could see the whole card\n\nand motion to a player\nat the other table,\n\nlike the famous scene in the\nmovie Casino with Mr. Happy.\n\nBoth these\ncircumstances could lead\n\nto unfair player advantage.\n\nThe insurance bet\nonly pays out 30%\n\nof the time, which is why\ncasinos offer it to you at 50%,\n\ngiving the house a\nroughly 20% advantage.\n\nThere's always a reason the\ncasino offers you insurance,\n\nand it's not for your benefit.\n\nIf you're offered\ninsurance 1,000 times\n\nduring your blackjack career,\nand you take it 1,000 times,\n\nyou will have less money in your\nbank account in the long run\n\nthan you would if you decline\nthe insurance every time.\n\nYou should only take\nthe insurance bet\n\nif you're a card\ncounter, and the count\n\nis very high, plus 8 or better.\n\nIf the deck is rich\nin 10's, the odds\n\nof a 10 being the next\ncard will make it worth it\n\nfor you to take the insurance.\n\nAs a general rule,\nplayers shouldn't\n\ntake the insurance bet.\n\nBut the exception lies with\nthe professional card counters\n\nand when they choose to\nadjust basic strategy given\n\nthe running count.\n\nYou can always spot the\nnew blackjack players\n\nat the casino by the fact that\nthey take insurance wagers\n\nevery single time.\n\nDon't play into\nthe casino's hands.\n\nAvoid the insurance bet unless\nyou're an experienced player.\n\n[MUSIC PLAYING]\n\nThanks for watching, players.\n\nIf you want to learn\nmore, check out our guides\n\non blackjack strategy\nthrough the link."}],"transcript":{"videoId":"136f2c2b-19ac-41b1-90b0-5738ec21b1ec"},"embed_options":{"volumeControl":"true","fullscreenButton":"true","controlsVisibleOnLoad":"true","playerColor":"00bfb9","bpbTime":"false","plugin":{"midrollLink-v1":{"links":[{"name":"annotation_1647444576060_254","time":"169.43","duration":"11.609999999999985","text":"Learn More","url":"http://www.polepik.fr/blackjack/side-bets/insurance/","active":"false","conversionOpportunityKey":"wistia-production_6307759"}],"on":"true"},"captions-v1":{"language":"","onByDefault":"true","on":"true","async":"false"}},"vulcan":true,"videoQuality":"","unalteredStillImageAsset":{"url":"https://embed-ssl.wistia.com/deliveries/fcc8be5edf8ba95d838c5dfc90964854.png","width":"1920","height":"1080"},"playsinline":true}},"options":{}};
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